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State Miscellaneous Industrial Members 2 at 62 Understanding Your Retirement Formula Your benefit factor also known as age factor is the percentage of pay to which you. Multiply your final average monthly salary by your length of PERS creditable service and then multiply the result by the appropriate percentage factor 167 percent or 20 percent to. Cycling Bicycle Retirement Plan Bike T Shirt Zazzle Bike Tshirt Cycling Design T Shirt TDECU Member deposit accounts earn interest and help you manage save and spend safely. . PERS processes many written benefit estimate requests in retirement date order with the earliest retirement dates first. After working at least five years youre eligible to receive your retirement benefit starting at age 65. PSERS has created a how-to video. The Public Employees Retirement System Plan 2 PERS 2 is a traditional defined-benefit pension plan when you meet plan requirements and retire youre guar...